Friday 14 June 2013

Europe: EBA opinions - good practice in responsible mortgage lending and treating borrowers in difficulty

The European Banking Authority has published two opinions, directed at competent authorities within the Member States, setting out good practice in respect of responsible mortgage lending and the treatment of borrowers experiencing payment difficulties: see, respectively, here (pdf) and here (pdf). One of the EBA's aims in publishing the opinions is to promote common practice by the authorities.

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