Wednesday 17 December 2014

Europe: Mortgage Credit Directive - EBA consults on draft guidelines

The European Banking Authority is consulting on two sets of draft guidelines under the Mortgage Credit Directive (Directive 2014/17/EU on credit agreements for consumers relating to residential immovable property). The first set relate to creditworthiness assessments: see here. The second set concerns to the treatment of mortgage borrowers in arrears: see here.

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