Showing posts with label mortgage credit directive. Show all posts
Showing posts with label mortgage credit directive. Show all posts

Monday, 26 January 2015

UK: Implementation of the Mortgage Credit Directive

HM Treasury has published a summary of responses in respect of its consultation on the implementation of the Mortgage Credit Directive (Directive 2014/17/EU on credit agreements for consumers relating to residential immovable property): see here (pdf). Accompanying the publication is a copy of the Mortgage Credit Directive Order 2015 that will shortly be laid before Parliament: see here (pdf).

Wednesday, 17 December 2014

Europe: Mortgage Credit Directive - EBA consults on draft guidelines

The European Banking Authority is consulting on two sets of draft guidelines under the Mortgage Credit Directive (Directive 2014/17/EU on credit agreements for consumers relating to residential immovable property). The first set relate to creditworthiness assessments: see here. The second set concerns to the treatment of mortgage borrowers in arrears: see here.