IOSCO final report - 'The Application of Behavioural Insights to Retail Investor Protection'

The International Organisation of Securities Commissions has published a (final) report titled The Application of Behavioural Insights to Retail Investor Protection: see here (pdf). The report contains a literature review as well as a survey of the 'behavioural insights' initiatives being undertaken by regulators. It notes, for example, the tendency of individuals to make different decisions when using an online interface as opposed to face to face interaction with another human being. It is also reported that regulators’ behavioural insights initiatives are at very different stages of development.